I Missed a Credit Card Payment… Now What?

I Missed a Credit Card Payment… Now What?

If you’ve missed a payment on your credit card (or line of credit) and you’re wondering how this will impact your creditworthiness down the road, this article is for you. But before we get started, if you have an overdue balance on any of your credit cards...
As Simple as Porting Your Mortgage!

As Simple as Porting Your Mortgage!

As simple as porting your mortgage! Said by no one ever. The truth is, there is nothing simple about porting your mortgage.  “Porting your mortgage” involves transferring the remainder of your existing mortgage term, outstanding principal balance, and...
Mortgage Documentation, Plan Ahead!

Mortgage Documentation, Plan Ahead!

Collecting the right documentation to prove you are a worthy candidate to borrow a lot of money to buy a property can be an arduous task. The most recent government rule changes and tightening of mortgage qualification isn’t making things easier. If you seem to...
Minimum Required Credit Profile

Minimum Required Credit Profile

Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. When you borrow money to buy a house, you will be required to prove that you have a good history of managing your credit. But what...