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The Tribe Blog

Building Your Homebuying Team

Building Your Homebuying Team

When people say it takes a community to raise a family, a similar mentality can be applied to the importance of surrounding yourself with a team of experts before you begin your homeownership journey.   Buying a home is a huge milestone and among the largest...

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The Rewards & Challenges of DIY Real Estate

As we lived cooped up during rotating lockdowns, many of us were inspired to tap into our creative and resourceful selves fuelling a desire to learn new skills and a willingness to implement a changed behaviour. Whether decorating, landscaping, repairing or...

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What’s a Mortgage Foreclosure?

As a homeowner, if you’re unable to make regular mortgage payments, the loan will ultimately fall into a state of default, forcing you to forfeit all rights to the property. This is called foreclosure.    Foreclosure is a lengthy and costly process that should be...

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Boomer Homebuying and Renovation Advice

“OK boomer”. This common, cross-generational catchphrase with a hint of affection and a heap of irony is used by younger generations when speaking to those whose opinions and outlooks are perceived to be out of touch. Just the same, Canada’s boomers (aka Baby Boomers)...

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Millennial Homebuying Advice from the Experts

There are many social and cultural factors that influence homebuying trends, but perhaps none more so than the period of time we were born. Connected by shared values, attitudes and behaviours, generational groups tend to make decisions based on their place in the...

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How Does a Cash Back Mortgage Work?

You may be ready to buy a home but you’re finding that your budget is stretched to its limit with all of the closing costs adding up on top of the down payment you’re required to make. Some lenders offer a cash back mortgage that could be the solution you’ve been...

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Steps to Refinancing Your Mortgage

As a homeowner, refinancing your mortgage allows you to capitalize on lower interest rates, access your home’s equity, consolidate debt or even reduce your monthly payments.    In simple terms, a mortgage refinance involves breaking your current loan agreement...

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Should You Renew Your Mortgage Early?

Every time your mortgage renewal date is approaching – every five years, on average,  depending on your specific term – it’s important to get your mortgage agent negotiating on your behalf. You should start the process 3-4 months in advance to give ample time to get...

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