by Tribe Financial | Jul 4, 2025 | Blog, Homeownership
When most people think about accessing their home equity, it’s usually during times of financial stress such as unexpected expenses, job loss or the need for major home repairs. But your equity isn’t just a safety net. It’s also a powerful tool for growth. In other...
by Tribe Financial | Jun 20, 2025 | Blog, Homeownership
There’s good news for first-time homebuyers! On May 27th, 2025, the federal government introduced legislation to provide a 100% rebate on the 5% GST (federal portion of HST) for first-time buyers of new or substantially renovated homes up to $1 million – potentially...
by Tribe Financial | Jun 6, 2025 | Blog, Homeownership
If you’re buying your first home in 2025, you’re not alone in feeling the weight of the process. According to the latest Canada Mortgage and Housing Corporation (CMHC) Mortgage Consumer Survey, first-time buyers are taking a thoughtful, long-term approach – and...
by Tribe Financial | May 2, 2025 | Blog, Homeownership, Mortgage
Applying for a mortgage can feel overwhelming, especially if you’re a first-time homebuyer, but being prepared helps ensure a much smoother and faster process. Just one missing document can add a lot of time and stress to your homebuying journey. One of the best ways...
by Tribe Financial | Mar 21, 2025 | Blog, Homeownership
A portable mortgage can be a game-changer for homebuyers and homeowners, particularly if you’re anticipating changes in your housing needs and require extra flexibility before your term is up. It’s important to be aware that not all mortgages come equipped with this...
by Tribe Financial | Feb 21, 2025 | Blog, Homeownership
Planning renovations that make your home more user-friendly and comfortable for your family is exciting. Using home equity to fund these projects may be an excellent financial strategy as you won’t have to tap into savings or take on high-interest debt. Home equity is...