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When is it Okay to Break Your Mortgage?

When is it Okay to Break Your Mortgage?

There are times when it makes good financial sense to break your mortgage early. This can include when you choose to take advantage of lower interest rates, pay down debt, renovate or even pay for your kid’s tuition. But, regardless of your reasoning, it’s important...
What’s a Gifted Down Payment?

What’s a Gifted Down Payment?

Saving up for a down payment is the number one obstacle faced by first-time homebuyers, especially as property sales prices continue rising. Did you know that your parents or other immediate family members can often “gift” money to you for use towards your down...
Fraud Prevention Tips for the Holidays

Fraud Prevention Tips for the Holidays

The holiday season is in full swing – merchandise has been donning retail shelves for weeks, malls are fully decked out, and holiday commercials and TV specials are boosting our festive spirit. Emerging well before Halloween, this blast of merriment may seem a bit...
Preparing for Holiday Spending with a Refinance

Preparing for Holiday Spending with a Refinance

Are you feeling anxious about cashflow leading up to the holiday season? If so, you may want to consider refinancing your mortgage to access some home equity as opposed to letting interest build up when you charge your purchases to credit cards or credit lines.  ...