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Why Local Expertise Matters When Getting a Mortgage

Why Local Expertise Matters When Getting a Mortgage

When most people think about mortgages, the first thing that comes to mind is the interest rate. And while rates are important, they’re only one piece of the puzzle. What many homebuyers don’t realize is that lenders don’t look at every property or market in the same...
Tax-Efficient Isn’t Always Mortgage-Efficient

Tax-Efficient Isn’t Always Mortgage-Efficient

Being your own boss definitely comes with benefits, including flexibility, independence and the ability to build something on your own terms. But when you’re buying a home, self-employment can make securing a mortgage more challenging. Traditional lenders often rely...
Home Equity: Not Just for Emergencies

Home Equity: Not Just for Emergencies

When most people think about accessing their home equity, it’s usually during times of financial stress such as unexpected expenses, job loss or the need for major home repairs. But your equity isn’t just a safety net. It’s also a powerful tool for growth. In other...