Smith Pearsoll brings over 20 years of experience in the Canadian banking industry, including 15 years as a Mortgage Specialist with two of Canada’s top financial institutions, BMO Bank of Montreal and RBC Royal Bank of Canada.

Specializing in residential mortgages across the Greater Toronto Area and nationwide, Smith guides first-time buyers, repeat buyers and sellers, self-employed clients, and investors with multiple properties. The name Mortgage-Smith reflects his approach: like a blacksmith, he carefully shapes mortgage solutions to each client’s goals, combining expertise, integrity, and personalized care to build strong financial foundations.

Some of Smith’s most meaningful professional experiences came during the COVID years where his dedication was especially evident as he helped homeowners navigate financial uncertainty and maintain stability during job loss and income disruption — reinforcing his commitment to meeting clients’ current and future needs. 

Widely regarded as a trusted advisor, Smith leverages his strong network of industry professionals to provide comprehensive guidance that reaches beyond mortgage financing. Clients value his transparency, expertise, and genuine dedication, knowing they can rely on him to help them navigate their financial decisions and achieve their homeownership goals with confidence.